银行在养老金融体系中运营模式研究
银行在养老金融体系中运营模式研究(开题报告,论文9000字)
摘要：目前，我国社会面临着严重的老龄化问题。老龄化必然对于我国的经济增长模式和社会结构产生复杂影响，在带来银发经济机遇同时，也引起诸多压力和挑战，养老金融创新成为解决老龄化问题的重要手段。 现实中，虽然各界对养老金融更加关注，许多金融机构也开始探讨相关的创新，但是由于存在政策隐忧、技术瓶颈和文化差异。因此，研究我国养老金的运营模式，分析我国银行在养老金融体系中运营模式的不足及问题，并提出相应的改进与完善措施，对于更好地发挥银行在养老金融体系中的作用提供指导和参考。
关键词：养老金；银行；运营模式；问题与措施
Research on the operation pattern of Bank in Pension financial system
Abstract: at present, our country society faced with the serious aging problem. Aging inevitable influence China's economic growth mode and social structure，and it is complex. At the same time bringing silver economic opportunities, also caused a lot of pressure and challenges, pension financial innovation become the important means to solve the problem of aging population. Reality, although more attention from all walks of life to pension financial, many financial institutions have also begun to explore the innovation of the related, but because of policy concerns, technical bottlenecks and cultural differences. So the operation mode of pension in our country, analysis of the operation mode of our bank in pension financial system deficiencies and problems, and put forward the corresponding improvement and perfect measures, to better play the role of Banks in the financial system to provide guidance and reference.
Key words: pension; Banks; Operating mode; Problems and measures
目 录
中文摘要 Ⅰ
Abstract Ⅱ
绪 论 1
1 养老金运营模式的概述 2
1.1 养老金运营模式的定义 2
1.2 养老金运营模式的分类 2
1.3 养老金运营模式的特点 2
2 银行在养老金融体系中运营模式的研究 3
2.1 国外银行在养老金融体系中运营模式的研究 3
2.1.1 美国银行在养老金融体系中运营模式的研究 3
2.1.2 新加坡银行在养老金融体系中运营模式的究 4
2.1.3 加拿大银行在养老金融体系中运营模式的研究 5
3 我国银行在养老金融体系中运营模式的不足及问题 7
4 我国银行在养老金融体系中运营模式的改进及完善措施 8
参考文献 11
致 谢 12